/* ============================================================
   Moniak.pl — landing pożyczkowy LVS Brokers
   Odwzorowanie: assets/hero/reference/moniak-final-target-reference.png
   ============================================================ */

:root{
  --primary:#00A848;
  --primary-2:#22C55E;
  --primary-3:#86EFAC;
  --primary-soft:#DCFCE7;
  --primary-soft-2:#F0FDF4;
  --grad:linear-gradient(135deg,#00A848 0%,#22C55E 100%);
  --grad-soft:linear-gradient(180deg,#F8FFFB 0%,#FFFFFF 70%);
  --ink:#0F172A;
  --ink-2:#1E293B;
  --muted:#64748B;
  --muted-2:#94A3B8;
  --line:#E2E8F0;
  --line-soft:#EEF2EE;
  --bg:#FFFFFF;
  --bg-soft:#F8FAFC;
  --card:#FFFFFF;
  --footer-bg:#0E1A2B;
  --footer-ink:#CBD5E1;
  --footer-muted:#94A3B8;
  --shadow-card:0 30px 80px rgba(15,23,42,.10), 0 8px 24px rgba(15,23,42,.04);
  --shadow-soft:0 12px 40px rgba(15,23,42,.06);
  --shadow-cta:0 18px 40px rgba(0,168,72,.30);
  --r-sm:12px;
  --r-md:18px;
  --r-lg:24px;
  --r-xl:32px;
  --r-pill:999px;
  --font:'Manrope', system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --surface:#FFFFFF;
  --surface-2:#FFFFFF;
  --header-bg:rgba(255,255,255,.78);
  --header-bg-scrolled:rgba(255,255,255,.92);
  --header-border:rgba(15,23,42,.06);
  --mobile-bar-bg:rgba(255,255,255,.94);
  --mobile-bar-border:rgba(15,23,42,.08);
  --hero-grad:linear-gradient(180deg,#F4FFF8 0%, #FFFFFF 75%);
  --section-grad:linear-gradient(180deg,#F8FFFB 0%,#F4FAFF 100%);
  --slider-track:#E2E8F0;
  --on-primary:#FFFFFF;
  --legal-text:#334155;
  --color-scheme:light;
}

:root[data-theme="dark"]{
  --primary:#22C55E;
  --primary-2:#34D17A;
  --primary-3:#86EFAC;
  --primary-soft:#0B2A18;
  --primary-soft-2:#0E2516;
  --grad:linear-gradient(135deg,#16A34A 0%,#22C55E 100%);
  --grad-soft:linear-gradient(180deg,#0F1F18 0%,#0B1410 70%);
  --ink:#E5E7EB;
  --ink-2:#CBD5E1;
  --muted:#94A3B8;
  --muted-2:#64748B;
  --line:#1F2A37;
  --line-soft:#172029;
  --bg:#0B1117;
  --bg-soft:#0F1620;
  --card:#121A24;
  --surface:#121A24;
  --surface-2:#172131;
  --header-bg:rgba(11,17,23,.78);
  --header-bg-scrolled:rgba(11,17,23,.92);
  --header-border:rgba(226,232,240,.08);
  --mobile-bar-bg:rgba(11,17,23,.94);
  --mobile-bar-border:rgba(226,232,240,.08);
  --hero-grad:linear-gradient(180deg,#0E1A14 0%,#0B1117 75%);
  --section-grad:linear-gradient(180deg,#0E1A14 0%,#0B1620 100%);
  --slider-track:#1F2A37;
  --legal-text:#CBD5E1;
  --footer-bg:#070C12;
  --color-scheme:dark;
  --shadow-card:0 30px 80px rgba(0,0,0,.55), 0 8px 24px rgba(0,0,0,.35);
  --shadow-soft:0 12px 40px rgba(0,0,0,.40);
  --shadow-cta:0 18px 40px rgba(34,197,94,.30);
}

html{color-scheme:var(--color-scheme)}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:var(--font);
  font-weight:500;
  color:var(--ink);
  background:var(--bg);
  -webkit-font-smoothing:antialiased;
  font-feature-settings:"ss01","cv11";
  overflow-x:hidden;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button{font-family:inherit}

.container{
  width:min(1180px, calc(100% - 40px));
  margin-inline:auto;
}

/* ===================== HEADER ===================== */
.header{
  position:fixed;
  z-index:50;
  top:0; left:0; right:0;
  padding:14px 0;
  background:var(--header-bg);
  backdrop-filter:blur(14px);
  -webkit-backdrop-filter:blur(14px);
  border-bottom:1px solid transparent;
  transition:background .2s ease, box-shadow .2s ease, border-color .2s ease;
}
.header.is-scrolled{
  background:var(--header-bg-scrolled);
  border-bottom-color:var(--header-border);
  box-shadow:0 8px 30px rgba(15,23,42,.06);
}
.nav{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px;
}
.logo{display:inline-flex;align-items:center}
.logo img{height:64px;width:auto;display:block}
:root[data-theme="dark"] .header .logo img,
:root[data-theme="dark"] header .nav .logo:not(.logo-on-dark) img{
  background:#F4FFF8;
  padding:8px 14px;
  border-radius:14px;
  box-shadow:0 4px 14px rgba(0,0,0,.35);
}
.logo.logo-on-dark{
  display:block;
  width:100%;
  background:#F4FFF8;
  padding:18px 22px;
  border-radius:20px;
  box-shadow:0 8px 24px rgba(0,0,0,.18);
}
.logo.logo-on-dark img{
  height:auto;
  width:100%;
  max-width:none;
  background:transparent;
  padding:0;
  border-radius:0;
  filter:none;
}
.nav-links{
  display:flex;
  align-items:center;
  gap:36px;
  font-size:15px;
  font-weight:600;
  color:var(--ink-2);
}
.nav-links a{transition:color .15s ease}
.nav-links a:hover{color:var(--primary)}
.nav-cta{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:11px 20px;
  border:1px solid var(--line);
  border-radius:var(--r-pill);
  background:var(--surface);
  color:var(--ink);
  font-weight:700;
  font-size:14px;
  transition:all .15s ease;
  cursor:pointer;
}
.nav-cta:hover{border-color:var(--primary);color:var(--primary)}
.nav-cta svg{width:16px;height:16px;stroke:currentColor}
.header.show-mini-calc .nav-cta{
  background:var(--grad);
  color:var(--on-primary);
  border-color:transparent;
  box-shadow:var(--shadow-cta);
}
.header.show-mini-calc .nav-cta:hover{
  filter:brightness(1.04);
  color:var(--on-primary);
  border-color:transparent;
}

/* ===================== MINI CALCULATOR (header sticky) ===================== */
.mini-calc{
  display:none;
  align-items:center;
  gap:10px;
  margin-left:auto;
  margin-right:6px;
  opacity:0;
  transform:translateY(-4px);
  transition:opacity .2s ease, transform .2s ease;
  pointer-events:none;
}
.header.show-mini-calc .mini-calc{
  display:inline-flex;
  opacity:1;
  transform:translateY(0);
  pointer-events:auto;
}
.mini-field{
  display:inline-flex;
  align-items:center;
  gap:6px;
  padding:6px 8px 6px 12px;
  border:1px solid var(--line);
  border-radius:var(--r-pill);
  background:var(--surface);
  box-shadow:0 4px 12px rgba(15,23,42,.04);
}
.mini-label{
  font-size:11px;
  font-weight:700;
  letter-spacing:.04em;
  text-transform:uppercase;
  color:var(--muted);
  margin-right:2px;
}
.mini-value{
  font-size:13.5px;
  font-weight:800;
  color:var(--ink);
  font-variant-numeric:tabular-nums;
  min-width:64px;
  text-align:center;
  letter-spacing:-0.01em;
}
.mini-step{
  width:26px;height:26px;
  border-radius:50%;
  border:1px solid var(--line);
  background:var(--surface);
  color:var(--ink);
  font-size:16px;
  font-weight:700;
  line-height:1;
  display:inline-grid;place-items:center;
  cursor:pointer;
  padding:0;
  transition:border-color .15s ease, color .15s ease, background .15s ease, transform .1s ease;
}
.mini-step:hover{border-color:var(--primary);color:var(--primary)}
.mini-step:active{transform:scale(.92)}
@media (max-width:820px){
  .mini-calc{display:none !important}
}

/* ===================== THEME TOGGLE ===================== */
.theme-toggle{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:40px;height:40px;
  border-radius:var(--r-pill);
  border:1px solid var(--line);
  background:var(--surface);
  color:var(--ink);
  cursor:pointer;
  padding:0;
  transition:border-color .15s ease, color .15s ease, background .15s ease, transform .15s ease;
}
.theme-toggle:hover{border-color:var(--primary);color:var(--primary)}
.theme-toggle:active{transform:scale(.96)}
.theme-toggle svg{width:18px;height:18px;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.theme-toggle .icon-sun{display:none}
.theme-toggle .icon-moon{display:block}
:root[data-theme="dark"] .theme-toggle .icon-sun{display:block}
:root[data-theme="dark"] .theme-toggle .icon-moon{display:none}
@media (max-width:720px){
  .theme-toggle{width:36px;height:36px}
  .theme-toggle svg{width:16px;height:16px}
}

/* ===================== MOBILE BOTTOM BAR ===================== */
.mobile-bar{
  display:none;
  position:fixed;
  z-index:60;
  left:0; right:0; bottom:0;
  padding:12px 16px calc(12px + env(safe-area-inset-bottom));
  background:var(--mobile-bar-bg);
  backdrop-filter:blur(14px);
  -webkit-backdrop-filter:blur(14px);
  border-top:1px solid var(--mobile-bar-border);
  box-shadow:0 -10px 30px rgba(15,23,42,.08);
}
.mobile-bar .btn-primary{
  display:flex;
  width:100%;
  height:56px;
  padding:0;
  font-size:16px;
  border-radius:16px;
}
@media (max-width:720px){
  .mobile-bar{display:block}
  body{padding-bottom:88px}
}

/* ===================== HERO ===================== */
.hero{
  position:relative;
  padding:120px 0 60px;
  background:
    radial-gradient(900px 420px at 78% 20%, rgba(134,239,172,.30), transparent 60%),
    radial-gradient(700px 320px at 95% 60%, rgba(34,197,94,.16), transparent 65%),
    var(--hero-grad);
  overflow:hidden;
}
:root[data-theme="dark"] .hero{
  background:
    radial-gradient(900px 420px at 78% 20%, rgba(34,197,94,.10), transparent 60%),
    radial-gradient(700px 320px at 95% 60%, rgba(34,197,94,.06), transparent 65%),
    var(--hero-grad);
}
:root[data-theme="dark"] .hero::before{opacity:.18}
.hero::before{
  content:"";
  position:absolute;
  inset:0;
  background-image:url('../hero/background/hero-soft-gradient.svg');
  background-size:cover;
  background-position:center;
  opacity:.55;
  pointer-events:none;
}
.hero-grid{
  position:relative;
  z-index:2;
  display:grid;
  grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);
  align-items:center;
  gap:24px;
}

/* Hero left */
.hero-left{position:relative;z-index:3;padding-right:8px}
.eyebrow{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:9px 16px 9px 12px;
  border:1px solid var(--line);
  border-radius:var(--r-pill);
  background:var(--surface);
  box-shadow:0 6px 18px rgba(15,23,42,.05);
  font-weight:700;
  font-size:14px;
  color:var(--ink-2);
}
.eyebrow .icon-pill{
  width:22px;height:22px;
  border-radius:50%;
  background:var(--primary-soft);
  color:var(--primary);
  display:grid;place-items:center;
}
.eyebrow .icon-pill svg{width:13px;height:13px}

h1{
  font-size:clamp(40px, 5.5vw, 68px);
  line-height:1.02;
  letter-spacing:-0.035em;
  margin:24px 0 22px;
  font-weight:800;
  color:var(--ink);
}
h1 .accent{color:var(--primary-2)}

.hero-lead{
  font-size:clamp(15px, 1.2vw, 17px);
  line-height:1.55;
  color:var(--muted);
  max-width:480px;
  margin:0 0 28px;
  font-weight:500;
}
.hero-lead .accent{color:var(--primary);font-weight:700}

.hero-ctas{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-bottom:38px}
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  padding:16px 26px;
  border-radius:var(--r-pill);
  font-weight:700;
  font-size:15px;
  cursor:pointer;
  transition:transform .15s ease, box-shadow .2s ease, background .2s ease;
  border:0;
  white-space:nowrap;
}
.btn-primary{
  background:var(--grad);
  color:#fff;
  box-shadow:var(--shadow-cta);
  padding:16px 28px;
}
.btn-primary:hover{transform:translateY(-1px);box-shadow:0 22px 50px rgba(0,168,72,.40)}
.btn-primary svg{width:18px;height:18px;stroke:currentColor}
.btn-ghost{
  background:var(--surface);
  color:var(--ink);
  border:1px solid var(--line);
  padding:15px 24px;
}
.btn-ghost:hover{border-color:var(--primary);color:var(--primary)}
.btn-ghost .play-icon{
  width:22px;height:22px;
  border-radius:50%;
  background:var(--primary-soft);
  color:var(--primary);
  display:grid;place-items:center;
  margin-left:-4px;
}
.btn-ghost .play-icon svg{width:10px;height:10px;fill:currentColor;margin-left:1px}

.trust-row{
  display:flex;
  gap:34px;
  flex-wrap:wrap;
  align-items:flex-start;
}
.trust-item{
  display:flex;
  align-items:center;
  gap:12px;
  font-size:13.5px;
  font-weight:600;
  color:var(--ink-2);
  line-height:1.35;
}
.trust-icon{
  width:38px;height:38px;
  border-radius:var(--r-md);
  background:var(--primary-soft);
  color:var(--primary);
  display:grid;place-items:center;
  flex-shrink:0;
}
.trust-icon svg{width:18px;height:18px}

/* Hero right (visual) */
.hero-right{
  position:relative;
  min-height:620px;
}
.hero-visual{
  position:absolute;
  top:80px;
  left:-40px;
  right:-60px;
  height:560px;
  pointer-events:none;
  z-index:1;
}
.hero-bg-image{
  width:100%;
  height:100%;
  object-fit:contain;
  object-position:center top;
  filter:drop-shadow(0 30px 60px rgba(15,23,42,.18));
  animation:floatY 4.2s ease-in-out infinite;
  transform-origin:50% 70%;
}

/* Calculator card — overlaps the visual */
.calculator-card{
  position:relative;
  z-index:5;
  width:min(560px, 96%);
  margin-left:auto;
  margin-top:220px;
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--r-xl);
  box-shadow:var(--shadow-card);
  padding:28px 28px 22px;
}
.calc-row{margin-bottom:18px}
.calc-row:last-of-type{margin-bottom:14px}
.calc-row-head{
  display:flex;
  align-items:center;
  justify-content:space-between;
  margin-bottom:14px;
}
.calc-label{
  font-size:15px;
  font-weight:700;
  color:var(--ink);
}
.calc-value{
  font-size:22px;
  font-weight:800;
  color:var(--primary);
  letter-spacing:-0.02em;
  font-variant-numeric:tabular-nums;
}
.calc-control{
  display:grid;
  grid-template-columns:36px 1fr 36px;
  gap:14px;
  align-items:center;
}
.calc-step{
  width:36px;height:36px;
  border:1px solid var(--line);
  border-radius:50%;
  background:var(--surface);
  color:var(--muted);
  font-size:20px;
  font-weight:700;
  cursor:pointer;
  display:grid;place-items:center;
  transition:all .15s ease;
  user-select:none;
}
.calc-step:hover{border-color:var(--primary);color:var(--primary);background:var(--primary-soft-2)}
.calc-step:active{transform:scale(.96)}

/* Range slider — custom track/thumb */
.calc-range{
  -webkit-appearance:none;
  appearance:none;
  width:100%;
  height:8px;
  background:transparent;
  cursor:pointer;
  margin:0;
}
.calc-range::-webkit-slider-runnable-track{
  height:8px;
  border-radius:999px;
  background:linear-gradient(to right,
    var(--primary) 0%,
    var(--primary-2) var(--fill, 50%),
    #E2E8F0 var(--fill, 50%),
    #E2E8F0 100%);
}
.calc-range::-moz-range-track{
  height:8px;
  border-radius:999px;
  background:var(--slider-track);
}
.calc-range::-moz-range-progress{
  height:8px;
  border-radius:999px;
  background:linear-gradient(90deg, var(--primary), var(--primary-2));
}
.calc-range::-webkit-slider-thumb{
  -webkit-appearance:none;
  appearance:none;
  width:22px;height:22px;
  border-radius:50%;
  background:var(--surface);
  border:4px solid var(--primary-2);
  box-shadow:0 4px 14px rgba(0,168,72,.30);
  margin-top:-7px;
  cursor:grab;
  transition:transform .15s ease;
}
.calc-range::-webkit-slider-thumb:active{transform:scale(1.1);cursor:grabbing}
.calc-range::-moz-range-thumb{
  width:22px;height:22px;
  border-radius:50%;
  background:var(--surface);
  border:4px solid var(--primary-2);
  box-shadow:0 4px 14px rgba(0,168,72,.30);
  cursor:grab;
}

.calc-range-bounds{
  display:flex;
  justify-content:space-between;
  margin-top:10px;
  color:var(--muted-2);
  font-size:13px;
  font-weight:500;
}

.calc-result{
  display:flex;
  align-items:center;
  justify-content:space-between;
  background:var(--bg-soft);
  border:1px solid var(--line-soft);
  border-radius:var(--r-md);
  padding:18px 20px;
  margin:18px 0;
}
.calc-result-left .res-label{
  font-size:15px;
  font-weight:700;
  color:var(--ink);
  display:block;
}
.calc-result-left .res-rrso{
  font-size:13px;
  color:var(--muted);
  font-weight:500;
  display:inline-flex;
  align-items:center;
  gap:5px;
  margin-top:3px;
}
.calc-result-left .res-rrso .info-i{
  position:relative;
  width:14px;height:14px;
  border-radius:50%;
  border:1px solid var(--muted-2);
  display:inline-grid;place-items:center;
  font-size:10px;
  color:var(--muted-2);
  font-style:italic;
  font-weight:700;
  cursor:help;
}
.calc-result-left .res-rrso .info-i .info-tooltip{
  position:absolute;
  z-index:30;
  bottom:calc(100% + 10px);
  left:50%;
  transform:translateX(-50%) translateY(4px);
  width:min(320px, 78vw);
  padding:14px 16px;
  background:var(--surface);
  color:var(--ink-2);
  border:1px solid var(--line);
  border-radius:14px;
  box-shadow:var(--shadow-card);
  font-size:12.5px;
  line-height:1.55;
  font-style:normal;
  font-weight:500;
  text-align:left;
  letter-spacing:0;
  opacity:0;
  pointer-events:none;
  transition:opacity .15s ease, transform .15s ease;
}
.calc-result-left .res-rrso .info-i .info-tooltip::after{
  content:"";
  position:absolute;
  top:100%;
  left:50%;
  transform:translateX(-50%);
  width:0;height:0;
  border:6px solid transparent;
  border-top-color:var(--surface);
  filter:drop-shadow(0 1px 0 var(--line));
}
.calc-result-left .res-rrso .info-i .info-tooltip strong{color:var(--ink);font-weight:700}
.calc-result-left .res-rrso .info-i:hover .info-tooltip,
.calc-result-left .res-rrso .info-i:focus-within .info-tooltip{
  opacity:1;
  transform:translateX(-50%) translateY(0);
}
@media (max-width:720px){
  .calc-result-left .res-rrso .info-i .info-tooltip{
    width:min(280px, 86vw);
    left:auto;
    right:-8px;
    transform:translateX(0) translateY(4px);
    font-size:12px;
  }
  .calc-result-left .res-rrso .info-i .info-tooltip::after{
    left:auto;
    right:14px;
    transform:none;
  }
  .calc-result-left .res-rrso .info-i:hover .info-tooltip,
  .calc-result-left .res-rrso .info-i:focus-within .info-tooltip{
    transform:translateX(0) translateY(0);
  }
}
.calc-result-right{
  text-align:right;
  font-variant-numeric:tabular-nums;
}
.calc-result-right .res-value{
  font-size:28px;
  font-weight:800;
  color:var(--primary);
  letter-spacing:-0.02em;
  display:inline;
}
.calc-result-right .res-suffix{
  font-size:14px;
  color:var(--muted);
  font-weight:500;
  margin-left:4px;
}

.calc-cta{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  width:100%;
  padding:16px;
  border-radius:var(--r-md);
  border:0;
  background:var(--grad);
  color:#fff;
  font-size:15px;
  font-weight:700;
  cursor:pointer;
  box-shadow:var(--shadow-cta);
  transition:transform .15s ease, box-shadow .2s ease;
}
.calc-cta:hover{transform:translateY(-1px);box-shadow:0 22px 50px rgba(0,168,72,.40)}
.calc-cta svg{width:16px;height:16px}

/* ===================== MASCOT DECORATIONS ===================== */
.mascot-deco{
  position:absolute;
  pointer-events:none;
  z-index:2;
  width:auto;
  height:auto;
  user-select:none;
  -webkit-user-drag:none;
}

/* Middle peek — head sticks above the trust card */
.trust-wrap{position:relative}
.mdeco-peek{
  top:-72px;
  right:32px;
  width:130px;
  transform:rotate(-4deg);
}

/* CTA widget — static flow element at top of footer.
   Has its own dedicated row; mascot peeks above the row via negative margin */
.footer{position:relative}
.desk-cta{
  position:relative;
  display:flex;
  justify-content:flex-end;
  align-items:flex-end;
  padding:0 32px;
  margin:0 0 22px 0;
  z-index:6;
}
.desk-cta-mascot{
  width:130px;
  height:auto;
  margin:-92px -34px -8px 0;
  transform:rotate(-6deg);
  pointer-events:none;
  user-select:none;
  -webkit-user-drag:none;
  filter:drop-shadow(0 12px 24px rgba(15,23,42,.25));
  position:relative;
  z-index:2;
}
.desk-cta-btn{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:16px 26px 16px 30px;
  border-radius:var(--r-pill);
  background:var(--grad);
  color:#fff;
  font-weight:700;
  font-size:15px;
  white-space:nowrap;
  box-shadow:var(--shadow-cta), 0 18px 40px rgba(15,23,42,.18);
  border:2px solid #fff;
  transition:transform .15s ease, box-shadow .2s ease;
  position:relative;
  z-index:1;
}
.desk-cta-btn:hover{
  transform:translateY(-2px);
  box-shadow:0 22px 50px rgba(0,168,72,.45), 0 18px 40px rgba(15,23,42,.18);
}
.desk-cta-btn svg{width:16px;height:16px;stroke:currentColor}

@media (max-width:960px){
  .mdeco-peek{width:100px;top:-58px;right:18px}
  .desk-cta{right:20px}
  .desk-cta-mascot{width:110px;margin:0 -28px -8px 0}
  .desk-cta-btn{padding:14px 22px 14px 26px;font-size:14px}
}
@media (max-width:720px){
  .mdeco-peek{width:80px;top:-44px;right:14px}
  .desk-cta{display:none}
}

/* ===================== HOW IT WORKS ===================== */
.how{
  padding:60px 0 70px;
  background:var(--surface);
}
.how-title{
  text-align:center;
  font-size:clamp(26px, 3vw, 36px);
  font-weight:800;
  color:var(--ink);
  margin:0 0 50px;
  letter-spacing:-0.02em;
}
.how-steps{
  display:grid;
  grid-template-columns:repeat(4, 1fr);
  gap:20px;
  align-items:start;
  position:relative;
}
.how-step{
  position:relative;
  display:flex;
  align-items:flex-start;
  gap:18px;
}
.step-circle{
  position:relative;
  width:54px;height:54px;
  flex-shrink:0;
  display:grid;place-items:center;
  background:var(--surface);
  border:1.5px solid var(--line-soft);
  border-radius:50%;
  color:var(--muted);
}
.step-circle svg{width:24px;height:24px;stroke:currentColor}
.step-num{
  position:absolute;
  top:-8px; left:-8px;
  width:24px;height:24px;
  border-radius:50%;
  background:var(--primary-2);
  color:#fff;
  font-size:12px;
  font-weight:800;
  display:grid;place-items:center;
  box-shadow:0 4px 10px rgba(0,168,72,.25);
}
.step-body h3{
  margin:6px 0 6px;
  font-size:15px;
  font-weight:700;
  color:var(--ink);
  letter-spacing:-0.01em;
  line-height:1.3;
}
.step-body p{
  margin:0;
  font-size:13px;
  color:var(--muted);
  line-height:1.5;
}
.how-step + .how-step::before{
  content:"";
  position:absolute;
  left:-12px; top:26px;
  width:24px;
  border-top:1.5px dashed #CBD5E1;
}

/* ===================== TRUST BAND ===================== */
.trust-band{
  padding:8px 0 60px;
  background:var(--surface);
}
.trust-wrap{
  background:var(--bg-soft);
  border:1px solid var(--line-soft);
  border-radius:var(--r-xl);
  padding:30px 32px;
  display:grid;
  grid-template-columns:minmax(0,.8fr) minmax(0,.7fr) minmax(0,2fr);
  gap:36px;
  align-items:center;
}
.tb-knf{
  display:flex;
  flex-direction:column;
  gap:10px;
}
.tb-knf h4{
  font-size:14px;
  font-weight:700;
  color:var(--ink);
  margin:0;
}
.tb-knf p{
  font-size:12px;
  color:var(--muted);
  line-height:1.5;
  margin:0;
}
.knf-card{
  display:inline-flex;
  align-items:center;
  gap:12px;
  margin-top:8px;
}
.knf-badge{
  background:var(--surface);
  border:1.5px solid var(--line);
  border-radius:10px;
  padding:8px 12px;
  font-size:14px;
  font-weight:800;
  letter-spacing:0.04em;
  color:var(--ink);
}
.knf-meta strong{
  display:block;
  font-size:13px;
  font-weight:700;
  color:var(--ink);
  letter-spacing:0.02em;
}
.knf-meta a{
  font-size:12px;
  color:var(--muted);
  font-weight:500;
  text-decoration:none;
  transition:color .15s ease;
  display:inline-flex;align-items:center;gap:4px;
}
.knf-meta a:hover{color:var(--primary)}
.knf-meta a::after{content:"↗";font-size:10px;opacity:.7}

.tb-rating{
  display:flex;
  flex-direction:column;
  gap:8px;
}
.tb-rating h4{
  font-size:14px;
  font-weight:700;
  color:var(--ink);
  margin:0 0 4px;
}
.stars{display:inline-flex;gap:3px;align-items:center}
.star{width:18px;height:18px;color:var(--primary-3)}
.star.full{color:var(--primary-2)}
.star.half{color:var(--primary-2);opacity:.55}
.tb-rating p{
  margin:2px 0 0;
  font-size:12px;
  color:var(--muted);
  font-weight:500;
}

.tb-testimonials{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:14px;
  position:relative;
}
.testimonial{
  background:var(--surface);
  border:1px solid var(--line-soft);
  border-radius:var(--r-md);
  padding:18px 16px;
}
.testimonial h5{
  margin:0 0 6px;
  font-size:14px;
  font-weight:700;
  color:var(--ink);
}
.testimonial .stars{margin-bottom:8px}
.testimonial .stars .star{width:14px;height:14px}
.testimonial p{
  margin:0;
  font-size:13px;
  color:var(--muted);
  line-height:1.5;
}
.tb-dots{
  position:absolute;
  bottom:-22px;left:50%;
  transform:translateX(-50%);
  display:flex;
  gap:6px;
}
.tb-dot{
  width:6px;height:6px;border-radius:50%;
  background:#CBD5E1;
}
.tb-dot.active{background:var(--primary-2);width:18px;border-radius:999px}

/* ===================== PARTNERS ===================== */
.partners{
  padding:8px 0 60px;
  background:var(--surface);
}
.partners-wrap{
  background:var(--section-grad);
  border:1px solid var(--line-soft);
  border-radius:var(--r-xl);
  padding:36px 40px;
  display:grid;
  grid-template-columns:minmax(0,.85fr) minmax(0,2fr);
  gap:40px;
  align-items:start;
}
.partners-head{display:flex;flex-direction:column;gap:10px}
.partners-eyebrow{
  display:inline-flex;
  align-items:center;
  gap:8px;
  align-self:flex-start;
  padding:7px 14px 7px 11px;
  border-radius:var(--r-pill);
  background:var(--surface);
  border:1px solid #DCEFE0;
  color:var(--primary);
  font-size:13px;
  font-weight:700;
}
.partners-eyebrow svg{width:15px;height:15px;color:var(--primary)}
.partners-count{
  margin:6px 0 0;
  font-size:clamp(22px,2.6vw,30px);
  font-weight:800;
  letter-spacing:-0.02em;
  color:var(--ink);
}
.partners-desc{
  margin:4px 0 0;
  font-size:14px;
  color:var(--muted);
  line-height:1.6;
  max-width:300px;
}
.partners-list{
  list-style:none;
  margin:0;padding:0;
  display:flex;
  flex-wrap:wrap;
  gap:8px 8px;
  align-content:flex-start;
}
.partners-list li{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--r-pill);
  padding:9px 16px;
  font-size:13px;
  font-weight:600;
  color:var(--ink);
  letter-spacing:-0.005em;
  transition:transform .15s ease, border-color .15s ease, color .15s ease;
}
.partners-list li:hover{
  border-color:var(--primary-2);
  color:var(--primary);
  transform:translateY(-1px);
}
.partners-list li.more{
  background:var(--primary-soft);
  border-color:transparent;
  color:var(--primary);
  font-weight:700;
}

@media (max-width:960px){
  .partners-wrap{grid-template-columns:1fr;gap:24px;padding:28px 24px}
  .partners-desc{max-width:none}
}

/* ===================== O NAS ===================== */
.about{
  padding:60px 0 70px;
  background:var(--bg-soft);
}
.about-head{
  max-width:760px;
  margin:0 auto 40px;
  text-align:center;
}
.about-eyebrow{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:7px 14px 7px 11px;
  border-radius:var(--r-pill);
  background:var(--surface);
  border:1px solid var(--line);
  color:var(--ink-2);
  font-size:13px;
  font-weight:700;
  box-shadow:0 4px 14px rgba(15,23,42,.04);
  margin-bottom:18px;
}
.about-eyebrow svg{width:15px;height:15px;color:var(--primary)}
.about-title{
  font-size:clamp(28px, 3.4vw, 40px);
  line-height:1.15;
  letter-spacing:-0.02em;
  margin:0 0 16px;
  color:var(--ink);
  font-weight:800;
}
.about-lead{
  font-size:16px;
  line-height:1.65;
  color:var(--ink-2);
  margin:0;
}
.about-grid{
  display:grid;
  grid-template-columns:repeat(4, minmax(0,1fr));
  gap:20px;
  margin-bottom:28px;
}
.about-card{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  padding:24px 22px;
  display:flex;
  flex-direction:column;
  gap:10px;
  box-shadow:var(--shadow-soft);
  transition:transform .15s ease, box-shadow .2s ease, border-color .2s ease;
}
.about-card:hover{
  transform:translateY(-2px);
  border-color:var(--primary-3);
  box-shadow:var(--shadow-card);
}
.about-icon{
  width:44px;height:44px;
  border-radius:14px;
  background:var(--primary-soft);
  color:var(--primary);
  display:grid;place-items:center;
  margin-bottom:6px;
}
.about-icon svg{width:22px;height:22px}
.about-card h3{
  font-size:16px;
  font-weight:800;
  color:var(--ink);
  margin:0;
  letter-spacing:-0.01em;
}
.about-card p{
  font-size:14px;
  line-height:1.55;
  color:var(--muted);
  margin:0;
}
.about-link{
  margin-top:auto;
  padding-top:6px;
  font-size:13.5px;
  font-weight:700;
  color:var(--primary);
  display:inline-flex;
  align-items:center;
  gap:4px;
  transition:color .15s ease;
}
.about-link:hover{color:var(--primary-2)}
.about-press{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  justify-content:center;
  gap:18px;
  padding:18px 22px;
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--r-pill);
  box-shadow:var(--shadow-soft);
  max-width:760px;
  margin:0 auto;
}
.about-press-label{
  font-size:13px;
  font-weight:700;
  color:var(--muted);
  letter-spacing:.02em;
  text-transform:uppercase;
}
.about-press-link{
  font-size:14px;
  font-weight:700;
  color:var(--ink);
  transition:color .15s ease;
}
.about-press-link:hover{color:var(--primary)}
@media (max-width:980px){
  .about-grid{grid-template-columns:repeat(2, minmax(0,1fr))}
}
@media (max-width:560px){
  .about{padding:48px 0 56px}
  .about-grid{grid-template-columns:1fr;gap:14px}
  .about-card{padding:20px 18px}
  .about-press{flex-direction:column;gap:10px;border-radius:18px;padding:16px 18px}
}

/* ===================== FAQ ===================== */
.faq-section{
  padding:30px 0 80px;
  background:var(--surface);
}
.faq-grid{
  display:grid;
  grid-template-columns:minmax(0,.85fr) minmax(0,1.4fr);
  gap:60px;
  align-items:start;
}
.faq-head{position:sticky;top:120px}
.faq-eyebrow{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:7px 14px 7px 11px;
  border-radius:var(--r-pill);
  background:var(--primary-soft);
  color:var(--primary);
  font-size:13px;
  font-weight:700;
  margin-bottom:16px;
}
.faq-eyebrow svg{width:15px;height:15px}
.faq-title{
  margin:0 0 14px;
  font-size:clamp(28px,3.4vw,40px);
  font-weight:800;
  letter-spacing:-0.025em;
  line-height:1.1;
  color:var(--ink);
}
.faq-lead{
  margin:0 0 22px;
  font-size:15px;
  line-height:1.65;
  color:var(--muted);
  max-width:380px;
}
.faq-lead a{color:var(--primary);font-weight:700}
.faq-lead a:hover{text-decoration:underline}
.faq-cta{padding:14px 22px;font-size:14.5px}

.faq-list{display:flex;flex-direction:column;gap:12px}
.faq-item{
  background:var(--surface);
  border:1px solid var(--line-soft);
  border-radius:var(--r-md);
  overflow:hidden;
  transition:border-color .15s ease, box-shadow .2s ease;
}
.faq-item[open]{
  border-color:var(--primary-3);
  box-shadow:0 8px 28px rgba(15,23,42,.06);
}
.faq-item summary{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:18px;
  padding:18px 22px;
  cursor:pointer;
  font-size:15.5px;
  font-weight:700;
  color:var(--ink);
  list-style:none;
  user-select:none;
  transition:background .15s ease;
}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::marker{display:none;content:""}
.faq-item summary:hover{background:var(--primary-soft-2)}
.faq-chev{
  flex-shrink:0;
  width:30px;height:30px;
  border-radius:50%;
  background:var(--primary-soft);
  color:var(--primary);
  font-size:20px;
  font-weight:700;
  display:grid;place-items:center;
  transition:transform .25s ease, background .15s ease;
  line-height:1;
}
.faq-item[open] .faq-chev{
  transform:rotate(45deg);
  background:var(--primary-2);
  color:#fff;
}
.faq-body{
  padding:0 22px 20px;
  font-size:14.5px;
  line-height:1.7;
  color:var(--muted);
}
.faq-body p{margin:0}
.faq-body p + p{margin-top:10px}
.faq-body a{color:var(--primary);font-weight:600}
.faq-body a:hover{text-decoration:underline}
.faq-body strong{color:var(--ink);font-weight:700}

@media (max-width:960px){
  .faq-grid{grid-template-columns:1fr;gap:30px}
  .faq-head{position:static}
}
@media (max-width:720px){
  .faq-section{padding:20px 0 60px}
  .faq-item summary{padding:16px 18px;font-size:14.5px;gap:12px}
  .faq-body{padding:0 18px 18px;font-size:14px}
}

/* ===================== FOOTER ===================== */
.footer{
  background:var(--footer-bg);
  color:var(--footer-ink);
  padding:50px 0 22px;
}
.footer-grid{
  display:grid;
  grid-template-columns:1.4fr 1fr 1fr 1.1fr 1.4fr;
  gap:40px;
  padding-bottom:32px;
}
.footer-brand .logo img{height:auto;width:100%;display:block}
.footer-brand p{
  margin:18px 0 0;
  font-size:13px;
  line-height:1.6;
  color:var(--footer-muted);
  max-width:280px;
}
.footer-col h6{
  margin:0 0 16px;
  font-size:14px;
  font-weight:700;
  color:#fff;
  letter-spacing:0.01em;
}
.footer-col ul{
  list-style:none;
  margin:0;padding:0;
  display:flex;flex-direction:column;
  gap:10px;
}
.footer-col li a, .footer-col li{
  font-size:13px;
  color:var(--footer-muted);
  text-decoration:none;
  transition:color .15s ease;
  display:inline-flex;align-items:center;gap:6px;
}
.footer-col li a:hover{color:#fff}
.footer-col li a.ext::after{content:"↗";font-size:10px;opacity:.7}
.footer-col li svg{width:14px;height:14px;color:var(--footer-muted);flex-shrink:0}
.footer-col li .with-icon{display:inline-flex;align-items:center;gap:8px}

.footer-bottom{
  border-top:1px solid rgba(203,213,225,.12);
  padding-top:18px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  font-size:12px;
  color:var(--footer-muted);
  flex-wrap:wrap;
}

/* ===================== ARTICLE / LEGAL PAGES ===================== */
.legal-page{
  padding:120px 0 80px;
  background:var(--surface);
}
.legal-wrap{
  max-width:820px;
  margin-inline:auto;
}
.legal-wrap h1{
  font-size:clamp(32px, 4vw, 44px);
  margin:0 0 12px;
  letter-spacing:-0.025em;
  font-weight:800;
}
.legal-wrap h2{
  margin:48px 0 16px;
  font-size:24px;
  letter-spacing:-0.015em;
  font-weight:800;
  color:var(--ink);
}
.legal-wrap h3{
  font-size:18px;
  margin:28px 0 12px;
  font-weight:700;
  color:var(--ink);
  letter-spacing:-0.01em;
}
.legal-wrap h4{
  font-size:15px;
  margin:0 0 8px;
  font-weight:800;
  color:var(--ink);
  letter-spacing:-0.005em;
}
.legal-wrap p, .legal-wrap li{
  font-size:15px;
  line-height:1.7;
  color:var(--legal-text);
}
.legal-wrap ul, .legal-wrap ol{padding-left:22px}
.legal-wrap a{color:var(--primary);font-weight:600;text-decoration:underline;text-underline-offset:2px}
.legal-wrap a:hover{color:var(--primary-2)}
.legal-wrap code{
  font-family:'JetBrains Mono', 'Menlo', monospace;
  font-size:13.5px;
  background:var(--primary-soft-2);
  color:var(--primary);
  padding:2px 8px;
  border-radius:6px;
  font-weight:600;
}
.legal-meta{color:var(--muted);font-size:13.5px;margin:0;font-weight:500}
.legal-meta time{font-weight:700;color:var(--ink)}
.legal-wrap .muted{color:var(--muted);font-size:14px;margin:0 0 22px}

/* Hero / title */
.legal-hero{
  padding:0 0 32px;
  border-bottom:1px solid var(--line-soft);
  margin-bottom:32px;
}
.legal-eyebrow{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:7px 14px 7px 11px;
  border-radius:var(--r-pill);
  background:var(--primary-soft);
  color:var(--primary);
  font-size:12.5px;
  font-weight:700;
  letter-spacing:0.04em;
  text-transform:uppercase;
  margin-bottom:18px;
}
.legal-eyebrow svg{width:14px;height:14px}

/* Summary table */
.legal-summary{
  margin-bottom:42px;
}
.summary-card{
  background:var(--section-grad);
  border:1px solid var(--line-soft);
  border-radius:var(--r-xl);
  padding:8px;
  overflow:hidden;
}
.summary-table{
  width:100%;
  border-collapse:separate;
  border-spacing:0;
  font-size:14px;
}
.summary-table th,
.summary-table td{
  text-align:left;
  padding:14px 18px;
  border-bottom:1px solid rgba(15,23,42,.06);
  vertical-align:top;
}
.summary-table tr:last-child th,
.summary-table tr:last-child td{border-bottom:0}
.summary-table th{
  width:38%;
  font-weight:700;
  color:var(--muted);
  font-size:13px;
  letter-spacing:0.01em;
}
.summary-table td{color:var(--ink);font-weight:500}
.summary-table strong{font-weight:700}

/* Table of contents */
.legal-toc{
  background:var(--surface);
  border:1.5px solid var(--line-soft);
  border-radius:var(--r-md);
  padding:20px 26px 22px;
  margin-bottom:48px;
}
.legal-toc h3{margin:0 0 12px;font-size:14px;text-transform:uppercase;letter-spacing:0.06em;color:var(--muted);font-weight:700}
.legal-toc ol{
  margin:0;
  padding-left:0;
  list-style:none;
  counter-reset:toc;
  display:grid;
  grid-template-columns:repeat(2, 1fr);
  gap:6px 24px;
}
.legal-toc li{
  counter-increment:toc;
  position:relative;
  padding-left:28px;
  font-size:14px;
  line-height:1.6;
}
.legal-toc li::before{
  content:counter(toc, decimal-leading-zero);
  position:absolute;
  left:0;top:0;
  font-size:11px;
  font-weight:800;
  color:var(--primary);
  background:var(--primary-soft);
  padding:2px 6px;
  border-radius:6px;
  font-variant-numeric:tabular-nums;
  line-height:1.4;
}
.legal-toc li a{
  color:var(--ink);
  font-weight:600;
  text-decoration:none;
  border-bottom:1px solid transparent;
  transition:color .15s ease, border-color .15s ease;
}
.legal-toc li a:hover{color:var(--primary);border-bottom-color:var(--primary-2)}

/* Sections */
.legal-section{
  scroll-margin-top:120px;
  margin-bottom:18px;
}
.legal-list{padding-left:24px;display:flex;flex-direction:column;gap:10px}
.legal-list .sub-list{margin-top:10px;padding-left:18px;display:flex;flex-direction:column;gap:6px}
.legal-list .sub-list li{font-size:14.5px;color:#475569}

/* Callouts */
.callout{
  margin:22px 0;
  padding:22px 24px;
  border-radius:var(--r-md);
  border:1px solid var(--line-soft);
  background:var(--bg-soft);
}
.callout h4{margin:0 0 10px;font-size:14px}
.callout p{margin:0;font-size:14.5px;color:var(--legal-text)}
.callout p + p{margin-top:8px}
.callout-primary{
  background:var(--primary-soft-2);
  border-color:rgba(0,168,72,.18);
  border-left:4px solid var(--primary);
}
.callout-info{
  background:#F0F9FF;
  border-color:rgba(2,132,199,.14);
  border-left:4px solid #0284C7;
}
.callout-info ul{margin:0;padding-left:18px}
.callout-info li{font-size:14.5px;line-height:1.65}
.callout-info li + li{margin-top:8px}
.callout-success{
  background:linear-gradient(135deg,#F0FDF4 0%,#DCFCE7 100%);
  border-color:rgba(0,168,72,.22);
  text-align:center;
  padding:30px 24px;
}
.callout-success h4{font-size:16px}

/* Data grid (KRS / REGON / NIP cells) */
.data-grid{
  list-style:none;
  margin:14px 0 0;
  padding:0;
  display:grid;
  grid-template-columns:repeat(3, 1fr);
  gap:10px;
}
.data-grid li{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:12px;
  padding:10px 14px;
  display:flex;
  flex-direction:column;
  gap:2px;
}
.data-grid li span{font-size:11px;color:var(--muted);font-weight:600;text-transform:uppercase;letter-spacing:0.05em}
.data-grid li strong{font-size:14px;color:var(--ink);font-weight:700;font-variant-numeric:tabular-nums}

/* Glossary */
.legal-glossary{margin:18px 0 0;display:grid;gap:14px}
.legal-glossary dt{
  font-size:14px;
  font-weight:800;
  color:var(--ink);
  letter-spacing:-0.01em;
  margin-bottom:0;
}
.legal-glossary dt::before{content:"› ";color:var(--primary);margin-right:2px}
.legal-glossary dd{
  margin:0 0 0 14px;
  padding:0 0 14px;
  font-size:14.5px;
  color:#475569;
  line-height:1.65;
  border-bottom:1px solid var(--line-soft);
}
.legal-glossary dd:last-child{border-bottom:0;padding-bottom:0}

/* Purpose blocks */
.legal-purpose{
  background:var(--surface);
  border:1px solid var(--line-soft);
  border-radius:var(--r-md);
  padding:18px 22px;
  margin:14px 0;
}
.legal-purpose h4{margin:0 0 6px;font-size:15px;color:var(--ink)}
.legal-purpose p{margin:0;font-size:14.5px;line-height:1.6}
.legal-purpose .legal-basis{
  margin-top:10px;
  padding-top:10px;
  border-top:1px dashed var(--line);
  font-size:13.5px;
  color:var(--muted);
  line-height:1.6;
}
.legal-purpose .legal-basis strong{color:var(--ink)}

/* Cookie cards */
.cookie-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit, minmax(220px, 1fr));
  gap:12px;
  margin:18px 0;
}
.cookie-card{
  background:var(--surface);
  border:1px solid var(--line-soft);
  border-radius:var(--r-md);
  padding:18px 18px 16px;
  display:flex;
  flex-direction:column;
  gap:10px;
}
.cookie-tag{
  display:inline-block;
  align-self:flex-start;
  padding:4px 10px;
  border-radius:999px;
  font-size:11.5px;
  font-weight:700;
  letter-spacing:0.04em;
  text-transform:uppercase;
}
.tag-required{background:#FEE2E2;color:#B91C1C}
.tag-security{background:#FEF3C7;color:#92400E}
.tag-perf{background:#DCFCE7;color:#166534}
.tag-func{background:#DBEAFE;color:#1E40AF}
.tag-mkt{background:#EDE9FE;color:#5B21B6}
.cookie-card p{margin:0;font-size:13.5px;line-height:1.55;color:#475569}

/* Retention table */
.retention-table-wrap{
  margin:18px 0;
  border:1px solid var(--line-soft);
  border-radius:var(--r-md);
  overflow:hidden;
  overflow-x:auto;
}
.retention-table{
  width:100%;
  border-collapse:collapse;
  font-size:14px;
  min-width:560px;
}
.retention-table th{
  background:var(--bg-soft);
  text-align:left;
  padding:14px 18px;
  font-size:13px;
  font-weight:700;
  color:var(--muted);
  letter-spacing:0.02em;
  text-transform:uppercase;
  border-bottom:1px solid var(--line);
}
.retention-table td{
  padding:14px 18px;
  border-bottom:1px solid var(--line-soft);
  vertical-align:top;
  color:var(--legal-text);
  line-height:1.6;
}
.retention-table tr:last-child td{border-bottom:0}
.retention-table td:first-child{font-weight:600;color:var(--ink);width:42%}

/* Rights grid */
.rights-grid{
  list-style:none;
  margin:18px 0;padding:0;
  display:grid;
  grid-template-columns:repeat(auto-fit, minmax(180px, 1fr));
  gap:10px;
}
.rights-grid li{
  background:var(--surface);
  border:1px solid var(--line-soft);
  border-left:3px solid var(--primary-2);
  border-radius:12px;
  padding:14px 16px;
  display:flex;
  flex-direction:column;
  gap:3px;
}
.rights-grid li strong{font-size:14.5px;color:var(--ink);font-weight:700}
.rights-grid li span{font-size:13px;color:var(--muted);line-height:1.5}

/* Partners pills */
.partners-pills{
  list-style:none;
  margin:14px 0;padding:0;
  display:flex;flex-wrap:wrap;gap:8px;
}
.partners-pills li{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--r-pill);
  padding:9px 16px;
  font-size:13px;
  font-weight:600;
  color:var(--ink);
}

/* Back to top */
.back-to-top{
  text-align:center;
  margin:48px 0 0;
  padding-top:24px;
  border-top:1px solid var(--line-soft);
}
.back-to-top a{color:var(--muted);font-size:13px;font-weight:600}
.back-to-top a:hover{color:var(--primary)}

@media (max-width:720px){
  .summary-table th{width:auto;font-size:12px;padding:10px 14px}
  .summary-table td{padding:10px 14px;font-size:13.5px}
  .legal-toc ol{grid-template-columns:1fr}
  .data-grid{grid-template-columns:1fr 1fr}
  .legal-section{scroll-margin-top:90px}
}

/* ===================== APPLY PAGE ===================== */
.apply-page{
  padding:120px 0 80px;
  background:linear-gradient(180deg,#F4FFF8 0%,#FFFFFF 60%);
  min-height:100vh;
}
.apply-wrap{
  max-width:760px;
  margin-inline:auto;
}
.apply-context{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:18px;
  background:var(--surface);
  border:1px solid var(--line-soft);
  border-radius:var(--r-md);
  padding:18px 22px;
  margin-bottom:22px;
  flex-wrap:wrap;
}
.apply-context .ctx-item{display:flex;flex-direction:column;gap:2px}
.apply-context .ctx-item small{font-size:12px;color:var(--muted);font-weight:600}
.apply-context .ctx-item strong{font-size:18px;color:var(--ink);font-weight:800;letter-spacing:-0.01em}
.apply-context a.ctx-back{
  font-size:13px;color:var(--muted);font-weight:600;
  display:inline-flex;align-items:center;gap:6px;
}
.apply-context a.ctx-back:hover{color:var(--primary)}

.apply-card{
  position:relative;
  background:var(--surface);
  border:1px solid var(--line-soft);
  border-radius:var(--r-xl);
  box-shadow:var(--shadow-card);
  padding:32px;
}
.formo-wrap{position:relative}
.formo-wrap > .formo-frame,
.formo-wrap > formo-app{position:relative;z-index:2}
.apply-card-mascot{
  position:absolute;
  top:0;
  right:28px;
  width:64px;
  height:auto;
  transform:translateY(-58%) rotate(-6deg);
  pointer-events:none;
  user-select:none;
  -webkit-user-drag:none;
  filter:drop-shadow(0 6px 14px rgba(15,23,42,.18));
  z-index:1;
}
@media (max-width:720px){
  .apply-card-mascot{width:52px;right:18px;transform:translateY(-58%) rotate(-6deg)}
}
.apply-card h1{
  margin:0 0 6px;
  font-size:clamp(26px, 3vw, 34px);
  font-weight:800;
  letter-spacing:-0.02em;
}
.apply-card .lead{
  font-size:15px;
  color:var(--muted);
  margin:0 0 24px;
  line-height:1.55;
}
.formo-frame{
  min-height:480px;
  border:1px dashed var(--line);
  border-radius:var(--r-md);
  padding:26px;
  background:var(--bg-soft);
  display:flex;
  align-items:center;
  justify-content:center;
  text-align:center;
  color:var(--muted);
  font-size:14px;
  line-height:1.6;
}
.formo-frame.has-form{
  background:var(--surface);
  border-style:solid;
  display:block;
  padding:0;
  min-height:auto;
}
.apply-trust{
  display:flex;
  gap:24px;
  margin-top:22px;
  flex-wrap:wrap;
}
.apply-trust .trust-item{font-size:13px}
.apply-repex{
  margin-top:30px;
  background:var(--bg-soft);
  border-radius:var(--r-md);
  padding:18px 22px;
  font-size:12px;
  color:var(--muted);
  line-height:1.7;
}
.apply-repex strong{color:var(--ink);font-weight:700}

/* ===================== FORMO-APP STYLE OVERRIDES =====================
   When formo-app.iife.js renders the form into <formo-app>, these rules
   apply the project's design tokens — Manrope, green gradient, pill
   buttons, soft cards. Scoped to `formo-app` so global UI is untouched. */

formo-app, formo-app *{
  box-sizing:border-box;
  font-family:var(--font);
}

/* Form layout: vertical flow with sensible gap */
formo-app form,
formo-app .form,
formo-app fieldset{
  display:flex;
  flex-direction:column;
  gap:18px;
  border:0;
  padding:0;
  margin:0;
}
formo-app .row,
formo-app .form-row,
formo-app .field-row,
formo-app .grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(220px,1fr));
  gap:14px;
}

/* Labels */
formo-app label,
formo-app .label{
  font-size:13px;
  font-weight:700;
  color:var(--ink);
  letter-spacing:-0.005em;
  display:block;
  margin-bottom:6px;
}

/* Inputs — text/email/tel/number/password/date/url/search */
formo-app input[type="text"],
formo-app input[type="email"],
formo-app input[type="tel"],
formo-app input[type="number"],
formo-app input[type="password"],
formo-app input[type="date"],
formo-app input[type="url"],
formo-app input[type="search"],
formo-app textarea,
formo-app select{
  width:100%;
  padding:14px 16px;
  font-size:15px;
  font-weight:500;
  color:var(--ink);
  background:var(--surface);
  border:1.5px solid var(--line);
  border-radius:14px;
  outline:none;
  transition:border-color .15s ease, box-shadow .2s ease;
  font-family:var(--font);
  font-variant-numeric:tabular-nums;
}
formo-app input::placeholder,
formo-app textarea::placeholder{color:var(--muted-2);font-weight:500}
formo-app input:hover,
formo-app textarea:hover,
formo-app select:hover{border-color:#CBD5E1}
formo-app input:focus,
formo-app textarea:focus,
formo-app select:focus{
  border-color:var(--primary-2);
  box-shadow:0 0 0 4px rgba(34,197,94,.15);
}
formo-app textarea{min-height:96px;resize:vertical;line-height:1.5}

/* Select native arrow restoration */
formo-app select{
  -webkit-appearance:none;
  appearance:none;
  background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%2364748B' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'><polyline points='6 9 12 15 18 9'/></svg>");
  background-repeat:no-repeat;
  background-position:right 16px center;
  padding-right:42px;
}

/* Validation states */
formo-app input[aria-invalid="true"],
formo-app input.error,
formo-app input.invalid,
formo-app textarea[aria-invalid="true"],
formo-app textarea.error,
formo-app select[aria-invalid="true"]{
  border-color:#EF4444;
  box-shadow:0 0 0 4px rgba(239,68,68,.12);
}
formo-app .error-text,
formo-app .field-error,
formo-app .invalid-feedback,
formo-app [role="alert"]{
  color:#DC2626;
  font-size:13px;
  font-weight:600;
  margin-top:4px;
}
formo-app .help,
formo-app .hint,
formo-app .helper-text,
formo-app small{
  color:var(--muted);
  font-size:12.5px;
  font-weight:500;
  margin-top:4px;
  display:block;
  line-height:1.5;
}

/* Checkbox / radio */
formo-app input[type="checkbox"],
formo-app input[type="radio"]{
  width:18px;height:18px;
  accent-color:var(--primary);
  margin-right:8px;
  vertical-align:middle;
  cursor:pointer;
}
formo-app label:has(input[type="checkbox"]),
formo-app label:has(input[type="radio"]),
formo-app .checkbox-label,
formo-app .radio-label{
  display:flex;
  align-items:flex-start;
  gap:10px;
  font-size:13px;
  font-weight:500;
  color:var(--muted);
  line-height:1.55;
  cursor:pointer;
  margin-bottom:0;
}
formo-app label:has(input[type="checkbox"]) input,
formo-app label:has(input[type="radio"]) input{
  margin-top:2px;flex-shrink:0;
}
formo-app a{color:var(--primary);font-weight:600;text-decoration:underline;text-underline-offset:2px}
formo-app a:hover{color:var(--primary-2)}

/* Buttons — submit / primary */
formo-app button,
formo-app input[type="submit"],
formo-app input[type="button"],
formo-app .btn,
formo-app .button{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  padding:16px 28px;
  border-radius:var(--r-pill);
  background:var(--grad);
  color:#fff;
  font-size:15px;
  font-weight:700;
  font-family:var(--font);
  border:0;
  cursor:pointer;
  box-shadow:var(--shadow-cta);
  transition:transform .15s ease, box-shadow .2s ease, background .2s ease;
  letter-spacing:-0.005em;
}
formo-app button:hover,
formo-app input[type="submit"]:hover,
formo-app .btn:hover,
formo-app .button:hover{
  transform:translateY(-1px);
  box-shadow:0 22px 50px rgba(0,168,72,.40);
}
formo-app button:active,
formo-app input[type="submit"]:active{transform:translateY(0)}
formo-app button:disabled,
formo-app input[type="submit"]:disabled,
formo-app .btn:disabled{
  background:#CBD5E1;
  color:#fff;
  box-shadow:none;
  cursor:not-allowed;
  transform:none;
}

/* Secondary / ghost button variants */
formo-app .btn-secondary,
formo-app .btn-ghost,
formo-app button.secondary,
formo-app button.ghost,
formo-app button[type="button"]:not(.primary):not([data-primary]){
  background:var(--surface);
  color:var(--ink);
  border:1.5px solid var(--line);
  box-shadow:0 4px 14px rgba(15,23,42,.05);
}
formo-app .btn-secondary:hover,
formo-app .btn-ghost:hover,
formo-app button.secondary:hover,
formo-app button.ghost:hover,
formo-app button[type="button"]:not(.primary):not([data-primary]):hover{
  border-color:var(--primary);
  color:var(--primary);
  background:var(--primary-soft-2);
  box-shadow:0 6px 18px rgba(15,23,42,.08);
}

/* Multi-step / progress indicator (common in formo-app) */
formo-app .step,
formo-app .progress,
formo-app .stepper{
  display:flex;
  align-items:center;
  gap:8px;
  margin-bottom:18px;
  font-size:12.5px;
  font-weight:700;
  color:var(--muted);
  letter-spacing:0.04em;
  text-transform:uppercase;
}
formo-app .step-dot,
formo-app .progress-dot{
  width:8px;height:8px;
  border-radius:999px;
  background:var(--line);
}
formo-app .step-dot.active,
formo-app .progress-dot.active,
formo-app .step.active .step-dot{
  background:var(--primary-2);
  width:24px;
}

/* Headings inside the form */
formo-app h1, formo-app h2, formo-app h3, formo-app h4{
  margin:0 0 10px;
  color:var(--ink);
  letter-spacing:-0.02em;
  font-weight:800;
  line-height:1.2;
}
formo-app h2{font-size:22px}
formo-app h3{font-size:18px}
formo-app h4{font-size:16px}
formo-app p{margin:0 0 8px;color:var(--muted);line-height:1.6;font-size:14px}

/* Success / thank-you screen */
formo-app .thank-you,
formo-app .success,
formo-app .completed,
formo-app .formo-success{
  text-align:center;
  padding:30px 20px;
}
formo-app .thank-you h2,
formo-app .success h2{color:var(--primary);font-size:24px}

/* ===================== ANIMATIONS ===================== */
@keyframes floatY{
  0%,100%{transform:translateY(0) rotate(-1deg)}
  50%{transform:translateY(-32px) rotate(1.5deg)}
}
@keyframes flowDrift{
  0%,100%{transform:translateX(0)}
  50%{transform:translateX(8px)}
}
@keyframes twinkle{
  0%,100%{opacity:.45;transform:scale(.85)}
  50%{opacity:1;transform:scale(1.15)}
}

/* ===================== RESPONSIVE ===================== */
@media (max-width: 1100px){
  .nav-links{gap:24px;font-size:14px}
  .footer-grid{grid-template-columns:1fr 1fr 1fr;gap:30px}
  .footer-grid .footer-brand{grid-column:1 / -1}
}
@media (max-width: 960px){
  .hero-grid{grid-template-columns:1fr;gap:24px}
  .hero-right{min-height:auto;order:-1;max-width:560px;margin-inline:auto;width:100%}
  .hero-visual{display:none}
  .calculator-card{margin-top:0;width:100%}
  .how-steps{grid-template-columns:repeat(2,1fr);gap:30px 20px}
  .how-step + .how-step::before{display:none}
  .how-step:nth-child(odd) + .how-step::before{display:none}
  .trust-wrap{grid-template-columns:1fr;gap:24px}
  .tb-testimonials{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr;gap:24px}
  .footer-grid .footer-brand{grid-column:1 / -1}
}
@media (max-width: 720px){
  .nav-links{display:none}
  .header{padding:10px 0}
  .logo img{height:48px}
  .hero{padding:104px 0 40px}
  .hero-left{display:none}
  .hero-grid{gap:0}
  h1{font-size:36px}
  .hero-lead{font-size:15px}
  .calculator-card{padding:22px 18px;margin-top:0}
  .calc-result-right .res-value{font-size:24px}
  .footer-grid{grid-template-columns:1fr}
  .footer-bottom{flex-direction:column;align-items:flex-start;gap:8px}
  .footer-brand .logo img{max-width:340px}
  .legal-page,.apply-page{padding-top:104px}
  .apply-card{padding:22px 18px}
}
@media (max-width: 480px){
  .container{width:min(calc(100% - 24px), 1180px)}
  .hero-ctas{flex-direction:column;align-items:stretch;gap:10px}
  .btn{width:100%}
  .trust-row{flex-direction:column;gap:14px}
  .how-steps{grid-template-columns:1fr;gap:24px}
}